Learn more about
Yes you can borrow after a consumer proposal.
After you complete a proposal, you will probably find that you can renegotiate an existing mortgage without too much difficulty. It's also possible to get a new mortgage if you have the right combination of down-payment and income to support monthly payments.
Similarly, credit cards and personal loans will still be available but you may need to shop around for the best rates. Best advice: wait a while and continue to improve your credit score.
A secured credit card allows you to improve your credit and offer convenience. Could a consumer proposal or personal bankruptcy be the best way for you to get out of debt?