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Steps for filing

Take the steps to a fresh start

If personal bankruptcy is the right solution for you, your Deloitte bankruptcy trustee can guide you through the process and help solve your debt problems.

Here are the steps:

  • Step 1: Contact Deloitte
  • Step 2: Meet with your local Deloitte trustee or financial counsellor to review your options
  • Step 3: If the best option, file an assignment in bankruptcy - we'll do all the paperwork
  • Step 4: Carry out all of your duties, including attending two personal financial counselling sessions
  • Step 5: Receive an automatic discharge in as little as 9 months *

Once you receive an automatic discharge, you will be legally released from your debts **

We know it can be difficult to make this decision, but doing nothing will not give you the fresh start that you need. Our clients frequently tell us that they feel an immediate sense of relief once they speak to us - our consultations are always free.

Contact Deloitte for a free, no obligation and confidential consultation.

* First time bankrupts without surplus income are entitled to a discharge after 9 months. If your circumstances are different, then we will provide you with appropriate direction.

** Some debts are not dischargeable per the Bankruptcy and Insolvency Act .